Speaker Bios

Who is speaking at the IUSA Conference 2024

Ms. Julia Carmichael

Ms. Julia Carmichael is the Chief Risk Officer in Trinity College Dublin and serves as the IUSA Vice President. 

Julia Carmichael is the former Chief Compliance Officer for IPB Insurance with over 15 years’ experience in retail /commercial banking and insurance. Her other previous roles include CCO for Aviva Group Ireland, Postbank Ireland, a start-up enterprise, Head of Enterprise Risk and Information Security for Ulster Bank RBS Group, Finance Administrator and Treasury Manager for Baxter Pharmaceutical and as a Senior Manager for Credit and Risk Management for MBNA Europe. Julia has worked in several regulatory jurisdictions and international financial institutions across Europe. She actively supports the development of education for in financial management and personal development for women in business. As an active member of her local community she has been elected twice to Dublin City Council from 2004 – 2013 as a councillor for local government. During that period she has chaired the Dublin City Arts, Culture and Sports Strategy Committee which included initiatives such as the Tall Ships, One City One Book with the Dublin City Arts Officer, the Dublin City Economics sub-committee and also as a member of the Leaders Group. As a non-executive director she has been a member of several professional, not-for-profit organisations and local organisations, such as Dublin Chamber of Commerce, Dublin Enterprise Board, Ballymun Regeneration Ltd, the Royal Irish Academy of Music, the Ballymun Partnership and St James Hospital Dublin. She is currently completing her Msc in Compliance and Regulation in UCD.


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